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Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker can discuss your requirements, provide personal or business insurance quotes and help you compare insurance options available through them.

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Insurance Online News

Podcast Cover Image Paige Estritori covers four developments for Australian consumers and SMEs on 8 October 2026: the new law banning life insurers from using genetic test results for new or varied policies, planned Life Insurance Code improvements, a softening commercial insurance market that could deliver better terms for many buyers, research showing long‑lasting impacts on small businesses after disasters and why that heightens the need for robust interruption and catastrophe cover, and claim tips on cash settlements in WA and travel bookings. Listeners are urged to review renewals, compare policies, and ensure cover matches real‑world risks.

Public Liability Insurance Calculator

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Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

The Great Australian Side-Hustle

The Great Australian Side-Hustle image

Filled with over 50 creative ideas for earning extra money online and offline, this book has something for everyone. From renting out a spare room on Airbnb to offering your services as a personal shopper or tutor, you'll find a wide variety of side hustle ideas to choose from. In addition to the ideas, you'll also find valuable tips for success to help you turn your side hustle into a profitable and rewarding venture. So don't wait any longer, download your free copy of "The Great Australian Side Hustle" now and start your journey towards financial freedom today!

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    Insurance News

    What the Cyclone Pool Review Means for Insurance Buyers
    What the Cyclone Pool Review Means for Insurance Buyers
    16 Sep 2026: Paige Estritori
    Australia's cyclone reinsurance pool is again in the spotlight, with a fresh review sharpening attention on whether the scheme is delivering meaningful premium relief for households and small businesses in cyclone-exposed regions. The issue matters well beyond northern Australia, because it sits at the centre of a broader national challenge: how to keep insurance available, affordable and useful as severe weather risk becomes more costly to price. - read more
    Why the Latest Affordability Warning Matters for Insurance Buyers
    Why the Latest Affordability Warning Matters for Insurance Buyers
    19 Aug 2026: Paige Estritori
    Australia’s insurance affordability challenge is again in focus, with fresh industry attention on households and small businesses that are struggling to absorb higher premiums in areas exposed to flood, storm, cyclone and bushfire risk. The latest discussion is not simply about prices rising at renewal time. It points to a broader problem: when cover becomes harder to afford, more people are tempted to reduce protection, raise excesses or walk away from insurance altogether. - read more
    Severe Weather Claims Are a Reminder to Recheck Your Cover
    Severe Weather Claims Are a Reminder to Recheck Your Cover
    12 Aug 2026: Paige Estritori
    Australia's latest severe-weather claims updates are a timely reminder that insurance resilience is tested long before a claim is lodged. As insurers continue working through damage from recent storms, floods and cyclones, the bigger message for households and business owners is clear: cover needs to be practical, current and matched to real replacement costs. - read more
    What APRA’s Fresh Insurance Focus Means for Policyholders
    What APRA’s Fresh Insurance Focus Means for Policyholders
    05 Aug 2026: Paige Estritori
    Australia’s prudential regulator has sharpened its focus on the insurance sector, with its latest priorities pointing to a market under pressure from affordability concerns, severe weather exposure, cyber threats and operational disruption. For households and business owners, the message is clear: insurance is no longer just a renewal task to be handled once a year. It is becoming a core part of financial resilience. - read more
    Rising Insurance Disputes Show Why Claims Service Matters
    Rising Insurance Disputes Show Why Claims Service Matters
    29 Jul 2026: Paige Estritori
    Australia’s latest financial dispute data has put insurance claims handling back in the spotlight, with consumers and small businesses continuing to seek outside help when problems with insurers cannot be resolved directly. The trend is a timely reminder that an insurance policy should be assessed not only on premium, but also on how clearly it explains cover, how exclusions work, and how effectively claims are managed when pressure is highest. - read more
    Insurance Articles

    Business Insurance Essentials for Australian Entrepreneurs
    Business Insurance Essentials for Australian Entrepreneurs
    Running a business in Australia involves a wide range of risks, from customer injuries and property damage to employee injuries, cyber incidents and trading interruptions. Understanding the main types of business insurance can help entrepreneurs ask better questions, compare policy wording and identify cover that may be relevant to their operations. - read more
    Common Misconceptions About Home Insurance in Australia
    Common Misconceptions About Home Insurance in Australia
    Home insurance is an essential safety net for Australians, providing financial protection against unexpected events that could damage your most significant asset—your home. It ensures that you have the necessary support to rebuild or repair in the event of disasters like storms, fire, or theft. For Australian homeowners, having the right insurance means peace of mind. - read more
    Understanding Home Insurance Coverage Options in Australia
    Understanding Home Insurance Coverage Options in Australia
    Home insurance can help protect Australian homeowners from the financial impact of damage, loss or liability connected with their property. This guide explains the main coverage options, including building insurance, contents insurance and optional extras, so you can better understand what a policy may and may not cover. - read more
    How to Compare Boat Insurance Policies for Your Needs
    How to Compare Boat Insurance Policies for Your Needs
    Boat insurance can help protect a vessel against risks such as accidental damage, theft and liability for damage or injury caused to others. Comparing policies means looking beyond the premium and checking what is covered, what is excluded and how the insurer would value your boat if you needed to claim. - read more
    Comprehensive vs Third Party Car Insurance in Australia: What's the Difference?
    Comprehensive vs Third Party Car Insurance in Australia: What's the Difference?
    Car insurance can protect you from different kinds of financial loss after an accident, theft, fire or other insured event. In Australia, the main optional cover types commonly compared are comprehensive, third party property damage, and third party fire and theft. Understanding how they differ can help you review policies more confidently. - read more

    Knowledgebase
    Term Life Insurance:
    A form of life insurance that is a pure protection policy with no cash or maturity value which lasts for a specific length of time, called a term.